This section does not utilize to banks that do not conduct commercial or retail banking expert services by granting credit to the general public during the everyday training course of business enterprise, besides as incident to their specialized functions and done on an accommodation foundation.
설정한 아이디는 나중에 변경할 수 없으니 신중하게 입력해주세요. 변경 전 공유된 블로그/글/클립 링크는 연결이 끊길 수 있습니다.
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네이버는 이제 단순한 검색 포털을 넘어, 우리 삶의 필수적인 부분이 되었습니다. 이 글을 통해 네이버 접근 방법을 자유자재로 활용하고, 네이버가 제공하는 다양한 서비스를 편리하게 이용하시기 바랍니다.
(two) A nonmetropolitan middle-money census tract is specified as underserved if it satisfies the standards for population measurement, density, and dispersion that point out the region's inhabitants is adequately tiny, slender, and distant from a population center which the census tract is likely to acquire difficulty funding the preset expenditures of Conference critical community needs.
) A Local community improvement loan originated or purchased, or a community improvement investment decision created, like a legally binding commitment to extend credit history or possibly a lawfully binding commitment to speculate, while in the calendar calendar year, as described in paragraph I.a.1.i of appendix B to this part;
(6) A bank's shut-conclude residence house loan lending, tiny organization lending, tiny farm 228 loan lending, or auto lending in distressed or underserved nonmetropolitan Center-profits census tracts where a lender's nonmetropolitan facility-based mostly evaluation area or nonmetropolitan retail lending assessment spot involves hardly any or no minimal- and moderate-revenue census tracts; and
) Positive aspects or serves one or more geographic parts with low levels of Local community growth financing;
Subject matter to your geographic prerequisites in paragraph (b) of the segment, a big bank need to delineate, for a specific calendar year, a retail lending evaluation spot in any MSA or while in the nonmetropolitan spot of any State wherein it originated:
(ii) When the lender has made its initial draft program, formally solicit community comment on the First draft system for a minimum of sixty times by:
(B) Why it is necessary and proper to amend its plan while in the absence of a cloth improve in instances.
검색, 뉴스, 쇼핑, 숏폼 등 다양한 서비스와 콘텐츠를 한 곳에서 만날 수 있는
(B) Any counties in which the large bank didn't originate any shut-close home home finance loan loans or small company loans which might be documented loans all through that calendar year.
When assigning ratings, the Board considers a bank's previous efficiency. If a bank's prior ranking was “Requires to boost,” the Board could identify that a “Considerable Noncompliance” rating is acceptable the place the bank unsuccessful to improve its general performance Because the past evaluation interval, without satisfactory foundation for these types of failure.